Compare Revolut vs Wirex

Revolut Ltd Logo
Trustpilot Rating
Reviews 62,314 | Excellent
 (4.6)

Revolut Ltd is an electronic money institution focused on offering banking services. Revolut Ltd offers UK current accounts, EURO current accounts with IBAN, prepaid cards, virtual prepaid cards, cryptocurrency exchange, cryptocurrency transfers between Revolut users to individuals, businesses. Incorporated in the United Kingdom, Revolut Ltd is authorized and regulated by the Financial Conduct Authority.

Wirex Ltd Logo
Trustpilot Rating
Reviews 4,845 | Excellent
 (4.5)

Wirex Ltd is an electronic money institution focused on providing crypro exchange platform. Wirex Ltd offers virtual personal accounts, virtual business accounts, prepaid cards Visa, cryptocurrency trading, cryptocurrency transfers, cryptocurrency exchange to individuals, businesses. Incorporated in the United Kingdom, Wirex Ltd is authorized and regulated by the Financial Conduct Authority.

Revolut Business Focus
offering banking services
Revolut Products
  • UK current accounts
  • EURO current accounts with IBAN
  • prepaid cards
  • virtual prepaid cards
Revolut Services
  • cryptocurrency exchange
  • cryptocurrency transfers between Revolut users
Revolut Clients
  • individuals
  • businesses

View Revolut Profile +

Wirex Business Focus
providing crypro exchange platform
Wirex Products
  • virtual personal accounts
  • virtual business accounts
  • prepaid cards Visa
Wirex Services
  • cryptocurrency trading
  • cryptocurrency transfers
  • cryptocurrency exchange
Wirex Clients
  • individuals
  • businesses

View Wirex Profile +

Compare Personal Cards

Revolut Wirex
Revolut Ltd CardWirex Ltd Card
Card Typedebit
physical, virtual
contactless
debit, prepaid
physical
contactless
Currencymulti currency
as per account
single currency
EUR, GBP, USD
Card ProviderVisa, MasterCard, MaestroVisa
Order Card Order Card
 

Card Type

Revolut

Revolut cards are debit cards, rather than prepaid cards. Revolut cards are issued as both physical (plastic) and virtual cards; plastic cards are delivered to the customer's address.

Wirex

Wirex Cards in GBP and EUR are debit cards because a Wirex account associated with this card is created, while Wirex USD cards are prepaid cards.Wirex cards are issued only as physical (plastic) cards and are delivered to the customer's address.

Currency

Revolut

Revolut Personal Card is a multi-currency card, the funds can be held in different currencies at the same time. Revolut Personal Card can hold funds in any as the corresponding account, namely in USD, GBP, EUR, PLN, CHF, DKK, NOK, SEK, RON, SGD, HKD, AUD, NZD, TRY, ILS, AED, CAD, HUF, JPY, MAD, CZK, QAR, THB, ZAR, MXN, RUB, SAR, HRK, BGN.

Wirex

Wirex Card is a single currency card, it can be issued in either EUR, GBP or in USD.

Customer Group

Revolut

Revolut cards are available to verified Revolut customers globally, except for several countries and territories.

Up to 5 virtual cards can be connected to Revolut account.

Disposable virtual cards (suitable for one-time, online transactions) are available only to Revolut Premium customers.

Wirex

Wirex cards are available in the European Economic Area (EEA) countries.

Card Loading

Revolut

Revolut card does not have a separate balance from Revolut e-wallet. So, topping up a Revolut e-wallet actually loads the Revolut cards connected to the e-wallet.

Wirex

Wirex Visa cards can be topped up from the cardholder's Wirex Current account. This transfer is free and instant.

Card Security

Revolut

Revolut provides a number of security settings which can be applied for each Revolut card separately:

  • location security
  • magstripe payments
  • contactless payments
  • ATM withdrawals
  • e-commerce transactions

Wirex

3D Secure Payments. Wirex applies the 3-D Secure program to protect customers' online transactions against fraud. 3-D Secure provides an additional security layer for online debit card transactions. It prevents any unauthenticated payment, even if a cardholder's card number is stolen or cloned.

Pricing Plans

Revolut

Card Fees and Limits
StandardPremiumMetal
Card Issuance Feefreefreefree
Card Delivery FeeRegular: 4.99 GBP
Express: 19.99 EUR
Free Express DeliveryFree Express Delivery
Virtual Card FeeFirst Virtual Card: free
Extra Virtual Card: 4.99 GBP
freefree
ATM Withdrawal Feeup to 200 EUR: free
above: 2.00%
up to 400 EUR: free
above: 2.00%
up to 600 EUR: free
above: 2.00%

Wirex

Card Fees and Limits
EEAAPAC
Card Delivery FeefreeStandard: free,
Express: 5-25 SGD
Card Issuance Feefreefree
Monthly Fee1.00 GBP/1.20 EUR/1.50 USDfree
Currency Exchange Fee3.00%free
ATM Withdrawal FeeEEA: 1.75 GBP/2.25 EUR/2.50 USD
International: 2.25 GBP/2.75 EUR/3.50 USD
Domestic: free
Domestic: free
International: free
Online (ePos) Feefreefree
In Store (Pos) Feefreefree
Card Spend per Transaction10,000 USD5,000 USD
Card Spend per Day10,000 USD25,000 USD
ATM Withdrawals per Day250 USD300 SGD
Maximum Balanceunlimitedunlimited