Transferwise Ltd is an electronic money institution focused on international money transfers. Transferwise Ltd offers prepaid cards, international money transfers, virtual accounts with IBAN to individuals, businesses. In 2019 Transferwise Ltd had total assets of 1,108.80 mln GBP, Transferwise Ltd generated net income of 10.30 mln GBP. Incorporated in the United Kingdom, Transferwise Ltd is authorized and regulated by the Financial Conduct Authority.
Wirex Ltd is an electronic money institution focused on providing crypro exchange platform. Wirex Ltd offers virtual personal accounts, virtual business accounts, prepaid cards Visa, cryptocurrency trading, cryptocurrency transfers, cryptocurrency exchange to individuals, businesses. Incorporated in the United Kingdom, Wirex Ltd is authorized and regulated by the Financial Conduct Authority.
as per account
EUR, GBP, USD
|Order Card||Order Card|
TransferWise cards are debit cards, rather than prepaid cards. TransferWise cards are issued only as physical (plastic) cards and are delivered to the customer's address.
Wirex Cards in GBP and EUR are debit cards because a Wirex account associated with this card is created, while Wirex USD cards are prepaid cards.Wirex cards are issued only as physical (plastic) cards and are delivered to the customer's address.
TransferWise Personal Card is a multi-currency card, the funds can be held in different currencies at the same time. TransferWise Personal Card can hold funds in any as the corresponding account, namely in EUR, GBP, AUD, AED, ARS, BDT, BGN, CHF, CLP, CNY, CZK, DKK, EGP, GEL, HKD, HRK, HUF, CAD, IDR, ILS, INR, JPY, KES, KRW, LKR, MAD, MXN, MYR, NGN, NOK, NPR, NZD, USD, PEN, PHP, PLN, PKR, RON, RUB, SEK, SGD, THB, TRY, UAH, VND, ZAR.
Wirex Card is a single currency card, it can be issued in either EUR, GBP or in USD.
TransferWise cards are currently available for the holders of TransferWise borderless accounts in the United Kingdom, United States, Switzerland and the European Economic Area (with the exception of Greece), Gibraltar (British Overseas Territory) and the UK Crown Dependencies: Guernsey, Isle of Man, and Jersey.
Wirex cards are available in the European Economic Area (EEA) countries.
TrnaferWise card does not have a separate balance from TransferWise borderless account. So, topping up a TransferWise borderless account actually loads the TransferWise cards connected to the account.
Wirex Visa cards can be topped up from the cardholder's Wirex Current account. This transfer is free and instant.
3D Secure Payments. For some online payments, a TransferWise cardholder can be asked to approve the payment from his/her TransferWise app, or by using a code sent by SMS or voice call. This is called a 3D Secure online payment, and is an added level of security some websites ask for. At the moment, 3D secure payments are only supported for cards issued in the UK and the European Economic Area (EEA).
3D Secure Payments. Wirex applies the 3-D Secure program to protect customers' online transactions against fraud. 3-D Secure provides an additional security layer for online debit card transactions. It prevents any unauthenticated payment, even if a cardholder's card number is stolen or cloned.
|Card Issuance Fee||5 GBP/6 EUR||10 AUD/10 NZD/10 SGD||7 USD|
|Currency Exchange Fee||0.24–3.69%||0.24–3.69%||0.24–3.69%|
|ATM Withdrawal Fee||up to 200 GBP: free|
above that: 2.00%
|up to 350 AUD/350 NZD/350 SGD: free|
above that: 2.00%
|up to 250 USD: free|
above that: 2.00%
|ATM Withdrawal Daily Limit||1,500 GBP||2,700 AUD/NZD/SGD||1,000 USD|
|ATM Withdrawal Monthly Limit||4,000 GBP||7,000 AUD/NZD/SGD||4,000 USD|
|Contactless Payment Daily Limit||1,000 GBP||1,750 AUD/NZD/SGD||n/a|
|Contactless Payment Monthly Limit||4,000 GBP||7,000 AUD/NZD/SGD||n/a|
|Magnetic Stripe Daily Limit||6,000 GBP||10,500 AUD/NZD/SGD||6,000 USD|
|Online Purchase Daily Limit||10,000 GBP||17,500 AUD/NZD/SGD||2,000 USD|
|Online Purchase Monthly Limit||30,000 GBP||52,500 AUD/NZD/SGD||10,000 USD|
|Card Delivery Fee||free||Standard: free,|
Express: 5-25 SGD
|Card Issuance Fee||free||free|
|Monthly Fee||1.00 GBP/1.20 EUR/1.50 USD||free|
|Currency Exchange Fee||3.00%||free|
|ATM Withdrawal Fee||EEA: 1.75 GBP/2.25 EUR/2.50 USD|
International: 2.25 GBP/2.75 EUR/3.50 USD
|Online (ePos) Fee||free||free|
|In Store (Pos) Fee||free||free|
|Card Spend per Transaction||10,000 USD||5,000 USD|
|Card Spend per Day||10,000 USD||25,000 USD|
|ATM Withdrawals per Day||250 USD||300 SGD|