Flag of Austria>

Economy and Banking Sector of Austria

Current Accounts

5 offers from 2 banks

Interest Rates: 0.00 - 0.06 % p.a.
Overdraft Rates: 0.00 - 12.00 % p.a.
Annual Costs: 48.00 - 118.80 EUR

5 current accounts offers from 2 banks operating in Austria are currently available. The interest rates (per annum) are within the range 0.00 - 0.06 %, the overdraft rates (per annum) - 0.00 - 12.00 %, the annual costs - 48.00 - 118.80 EUR.

Lowest Annual Costs: Gehalts- Pensionskonto (Hellobank BNP Paribas Austria AG)

Hellobank, formerly known as direktanlage.at, was founded in 1995 and was a pioneer among online brokers. Since 2015 Hellobank is a member of BNP Paribas Group. Hellobank specializes in online brokerage services and retail banking.

Interest Rate: 0.00 % p.a.
Overdraft Rate: 6.90 % p.a.
Annual Costs: 48.00 EUR

Gehalts- Pensionskonto
Sales Region
ATAustria
Overdraft Rate (p.a.)
6.90 %
Interest Rate (p.a.)
0.00 %
Annual Costs
48.00 EUR
Current Account Details
Product Name
Gehalts- Pensionskonto
Account Currency
EUR
Annual Costs
48.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
6.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

Free debit card available

Free credit card available

Account be can accessed via online banking

Available to Austrian residents

See Also

Savings Accounts

9 offers from 9 banks

Interest Rates: 0.01 - 0.25 % p.a.
Account Terms: 1 - 12 months

9 savings accounts offers from 9 banks operating in Austria are currently available. The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.01 - 0.25 %.

Highest Interest Rate: (Bankhaus Denzel AG)

Bankhaus Denzel Aktiengesellschaft was founded in 1991 and is a part of the Denzel Group, the largest multi-brand car dealer network in Austria. The initial core business of Denzel Bank was financing for car dealers. Now Denzel Bank offers consumer loans for new and used vehicles and deposit products.

Interest Rate: 0.25 % p.a.
Account Term: 1 months

Sales Region
ATAustria
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
1 - 12 months
Savings Account Details
Account Currency
EUR
Min. Interest Rate (p.a.)
0.25 %
Max. Interest Rate (p.a.)
0.25 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
500,000 EUR
Interest Frequency
1 times a year

See Also

Time Deposit Accounts

16 offers from 13 banks

Interest Rates: 0.05 - 0.90 % p.a.
Deposit Terms: 3 - 120 months

16 time deposit accounts offers from 13 banks operating in Austria are currently available. The time deposit accounts terms vary from 3 month to 10 years (120 months). The interest rates are within the range 0.05 - 0.90 %.

Highest Interest Rate: Onlinesparen Festgeld (Bankhaus Denzel AG)

Bankhaus Denzel Aktiengesellschaft was founded in 1991 and is a part of the Denzel Group, the largest multi-brand car dealer network in Austria. The initial core business of Denzel Bank was financing for car dealers. Now Denzel Bank offers consumer loans for new and used vehicles and deposit products.

Interest Rate: 0.90 % p.a.
Deposit Term: 60 months

Onlinesparen Festgeld
Sales Region
ATAustria
Account Currency
EUR
Interest Rate (p.a.)
0.40 - 0.90 %
Deposit Term
6 - 60 months
Time Deposit Account Details
Product Name
Onlinesparen Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.40 %
Max. Interest Rate (p.a.)
0.90 %
Min. Deposit Term
6 months
Max. Deposit Term
60 months

See Also

Credit Cards

10 offers from 2 banks

Annual Costs: 64.00 - 218.00 EUR

10 credit cards offers from 2 banks operating in Austria are currently available. The annual costs of the credit cards are within the range of 64.00 - 218.00 EUR.

Lowest Annual Costs: PayLife Gold (easybank AG)

Easybank is Austria's largest direct bank offering products and services of a universal bank. The product portfolio of Easybank ranges from services in payment and securities over different savings products and various forms of financing and credit card products. Although Easybank doesn't have classic brick-and-mortar branches, its customers can always contact the bank through the phone or e-mail. Since March 2020, easybank AG operates as a subsidiary of BAWAG P.S.K.

Annual Costs: 64.00 EUR

PayLife Gold
Sales Region
ATAustria
Card Currency
EUR
Card Provider
Visa
Card Type
Gold
Annual Costs
64.00 EUR
Credit Card Details
Product Name
PayLife Gold
Card Provider
Visa
Card Type
Gold
Annual Costs
64.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services

See Also

Consumer Loans

3 offers from 2 banks

Borrowing Rates: 3.75 - 13.22 %
Loan Terms: 12 - 120 months

3 consumer loans offers from 2 banks operating in Austria are currently available. The consumer loans terms vary from 12 month to 10 years (120 months). The effective borrowing rates are within the range 3.75 - 13.22 %.

Lowest Borrowing Rate: Einfach Online Kredit variabler Zins (BAWAG P.S.K.)

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States. BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe. BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Borrowing Rate: 3.75 %
Loan Term: 60 months

Einfach Online Kredit variabler Zins
Sales Region
ATAustria
Effective Rate (p.a.)
3.75 - 13.22 %
Loan Amount
8,001 - 10,000 EUR
Loan Term
12 - 120 months
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
120 months
Min. Loan Amount
8,001 EUR
Max. Loan Amount
10,000 EUR
Min. Effective Rate (p.a.)
3.75 %
Max. Effective Rate (p.a.)
13.22 %

See Also

Car Loans

3 offers from 2 banks

Borrowing Rates: 3.75 - 13.22 %
Loan Terms: 12 - 120 months

3 car loans offers from 2 banks operating in Austria are currently available. The car loans terms vary from 12 month to 10 years (120 months). The effective borrowing rates are within the range 3.75 - 13.22 %.

Lowest Borrowing Rate: Einfach Online Kredit variabler Zins (BAWAG P.S.K.)

BAWAG P.S.K. is one of Austria's largest banks with more than 1.6 million retail and corporate customers and a nationwide well-known brand. The business strategy of BAWAG P.S.K is focused on low risk and high efficiency. More than 70% of the bank's loans and receivables are owed to customers in Austria, while the rest accounted for by western industrialized countries such as Germany, France, the United Kingdom and the United States. BAWAG P.S.K. has made a proactive decision to withdraw from Central and Eastern Europe. BAWAG P.S.K. business segments are retail and SME banking, corporate lending and investments, and treasury services and global markets.

Borrowing Rate: 3.75 %
Loan Term: 60 months

Einfach Online Kredit variabler Zins
Sales Region
ATAustria
Effective Rate (p.a.)
3.75 - 10.42 %
Loan Amount
8,001 - 10,000 EUR
Loan Term
60 months
Car Loan Details
Loan Currency
EUR
Min. Loan Term
60 months
Max. Loan Term
60 months
Min. Loan Amount
8,001 EUR
Max. Loan Amount
10,000 EUR
Min Effective Rate (p.a.)
3.75 %
Max Effective Rate (p.a.)
10.42 %

See Also

Trading Accounts

3 offers from 3 banks

Annual Costs: 0.00 - 0.00 EUR
Costs per Order: 2.29 - 5.80 EUR

3 trading accounts offers from 3 banks operating in Austria are currently available. The trading accounts annual costs vary from 0.00 to 0.00 EUR, costs per order are within the range 2.29 - 5.80 EUR. *)