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Economy and Banking Sector of Croatia

Major Banks of Croatia

Rank
1
Total Assets
113.24 bln HRK  (+10.82%)
Market Share
27.35 %
Rank
2
Total Assets
83,023.30 mln HRK  (+9.41%)
Market Share
20.05 %
Rank
3
Total Assets
61,435.10 mln HRK  (+7.39%)
Market Share
14.84 %
Rank
4
Total Assets
42,149.20 mln HRK  (+114.53%)
Market Share
10.18 %
Rank
5
Total Assets
32,624.58 mln HRK  (+3.95%)
Market Share
7.88 %
Rank
6
Total Assets
21,254.81 mln HRK  (+7.36%)
Market Share
5.13 %
Rank
7
Total Assets
18,380.52 mln HRK  (-13.30%)
Market Share
4.44 %

#1: Zagrebačka banka d.d.

Zagrebačka banka d.d. is a universal bank, offering retail and corporate banking products and services to its customers.

Zagrebačka banka d.d. is the 1st largest bank in Croatia in terms of total assets. In 2018 its total assets were 113,24 bln HRK, providing the bank with the market share of 27.35%. In 2018 the bank's annual profit was 1 857,09 mln HRK.

Zagrebačka banka d.d. is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is BB+ (speculative). Zagrebačka banka d.d. participates in the deposit guarantee scheme of Croatia. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#2: Privredna banka Zagreb d.d.

Privredna banka Zagreb d.d. is a universal bank, offering retail and corporate banking products and services to its customers.

Privredna banka Zagreb d.d. is the 2nd largest bank in Croatia in terms of total assets. In 2018 its total assets were 83 023,30 mln HRK, providing the bank with the market share of 20.05%. In 2018 the bank's annual profit was 1 379,82 mln HRK.

Privredna banka Zagreb d.d. participates in the deposit guarantee scheme of Croatia. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#3: Erste & Steiermärkische Bank d.d.

Erste & Steiermärkische Bank d.d. is a universal bank, offering retail and corporate banking products and services to its customers.

Erste & Steiermärkische Bank d.d. is the 3rd largest bank in Croatia in terms of total assets. In 2018 its total assets were 61 435,10 mln HRK, providing the bank with the market share of 14.84%. In 2018 the bank's annual profit was 829,72 mln HRK.

Erste & Steiermärkische Bank d.d. is rated by Fitch. Long-term credit rating assigned to the bank by Fitch is BBB+ (good credit quality). Erste & Steiermärkische Bank d.d. participates in the deposit guarantee scheme of Croatia. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#4: OTP banka d.d.

OTP Bank is a Hungarian credit institution and the main entity of OTP Group (Hungary). OTP Bank operates as a universal bank, providing a full range of retail, private and corporate banking products and services to private individuals and corporate customers.

OTP banka d.d. is the 4th largest bank in Croatia in terms of total assets. In 2018 its total assets were 42 149,20 mln HRK, providing the bank with the market share of 10.18%. In 2018 the bank's annual profit was 166,42 mln HRK.

OTP banka d.d. participates in the deposit guarantee scheme of Croatia. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#5: Raiffeisenbank Austria d.d.

Raiffeisenbank Austria d.d. is a universal bank, offering retail and corporate banking products and services to its customers.

Raiffeisenbank Austria d.d. is the 5th largest bank in Croatia in terms of total assets. In 2018 its total assets were 32 624,58 mln HRK, providing the bank with the market share of 7.88%. In 2018 the bank's annual profit was 218,51 mln HRK.

Raiffeisenbank Austria d.d. is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is Baa3 (lower medium grade). Raiffeisenbank Austria d.d. participates in the deposit guarantee scheme of Croatia. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#6: Hrvatska poštanska banka d.d.

Hrvatska poštanska banka d.d. is a universal bank, offering retail and corporate banking products and services to its customers.

Hrvatska poštanska banka d.d. is the 6th largest bank in Croatia in terms of total assets. In 2018 its total assets were 21 254,81 mln HRK, providing the bank with the market share of 5.13%. In 2018 the bank's annual profit was 151,86 mln HRK.

Hrvatska poštanska banka d.d. participates in the deposit guarantee scheme of Croatia. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#7: Addiko Bank d.d.

Addiko Bank was established in 2015, when Advent International and the European Bank for Reconstruction and Development acquired Hypo Alpe Adria with its Southeast Europe banking network from Heta Asset Resolution. Addiko Bank repositioned itself as a specialist consumer and SME banking group with a focus on growing its consumer business and SME lending activities as well as payment services, offering unsecured personal loan products for consumers and working capital loans for its SME customers funded largely by retail deposits. Addiko Bank’s mortgage business, public lending and large corporate lending portfolios are gradually reduced over time, thereby providing liquidity and capital for the gradual growth in its consumer business and SME lending.

Services
retail banking
Products
current accounts
debit cards
savings accounts
time deposit accounts
credit cards
consumer loans
car loans
mortgage loans

Addiko Bank d.d. is the 7th largest bank in Croatia in terms of total assets. In 2018 its total assets were 18 380,52 mln HRK, providing the bank with the market share of 4.44%. In 2018 the bank's annual profit was 170,99 mln HRK.

Addiko Bank d.d. participates in the deposit guarantee scheme of Croatia. This scheme covers accounts up to 100,000 EUR per bank per depositor.

See Also