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Economy and Banking Sector of the Czech Republic

Major Banks of the Czech Republic

Rank
1
Total Assets
1,458.65 bln CZK  (+2.26%)
Rank
2
Total Assets
1,077.33 bln CZK  (+1.64%)
Rank
3
Total Assets
686.59 bln CZK  (+2.23%)
Rank
4
Total Assets
370.71 bln CZK  (+1.24%)
Rank
5
Total Assets
324.05 bln CZK  (+4.95%)
Rank
6
Total Assets
219.05 bln CZK  (+5.86%)
Rank
7
Total Assets
151.72 bln CZK  (+1.08%)

#1: Česká spořitelna, a.s.

Česká spořitelna is a universal bank, focused on providing retail and corporate banking products and services to individuals, small- and medium-sized enterprises, municipalities and cities. Česká spořitelna also provides financing and financial markets solutions to large corporations.

Česká spořitelna, a.s. is the 1st largest bank in the Czech Republic in terms of total assets. In 2019 its total assets were 1 458,65 bln CZK. In 2019 the bank's net income was 17 743,00 mln CZK.

Česká spořitelna, a.s. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A (high credit quality). Long-term credit rating assigned to the bank by Moody's is Aa3 (high grade). Česká spořitelna, a.s. participates in the deposit guarantee scheme of the Czech Republic. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#2: Komerční banka, a.s.

Komercni Banka is a universal commercial bank, offering a broad range of retail, private, corporate and investment banking products and services to natural persons, SMEs and other business entities.

Services
retail banking
SME banking
corporate banking
Products
current accounts
debit cards
credit cards
travel cards
virtual cards
savings accounts
time deposit accounts
housing savings accounts
pension savings accounts
consumer loans
student loans
overdraft loans
mortgage loans
investment funds

Komerční banka, a.s. is the 2nd largest bank in the Czech Republic in terms of total assets. In 2019 its total assets were 1 077,33 bln CZK. In 2019 the bank's net income was 15 172,00 mln CZK.

Komerční banka, a.s. is rated by Fitch, Moody's. Long-term credit rating assigned to the bank by Fitch is A (high credit quality). Long-term credit rating assigned to the bank by Moody's is Aa3 (high grade). Komerční banka, a.s. participates in the deposit guarantee scheme of the Czech Republic. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#3: UniCredit Bank Czech Republic and Slovakia, a.s.

UniCredit is one of the largest European commercial banks. UniCredit is focused on providing financial products and services in Western and Central and Eastern Europe. UniCredit has 4 main business lines: commercial banking (including retail, direct, private and business banking), corporate and investment banking, asset management and asset gathering.

UniCredit Bank Czech Republic and Slovakia, a.s. is the 3rd largest bank in the Czech Republic in terms of total assets. In 2019 its total assets were 686,59 bln CZK. In 2019 the bank's net income was 8 947,00 mln CZK.

UniCredit Bank Czech Republic and Slovakia, a.s. participates in the deposit guarantee scheme of the Czech Republic. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#4: Raiffeisenbank a.s.

Raiffeisen Bank provides a wide range of banking services to private and corporate clientele in the Czech Republic.

Raiffeisenbank a.s. is the 4th largest bank in the Czech Republic in terms of total assets. In 2019 its total assets were 370,71 bln CZK. In 2019 the bank's net income was 4 187,74 mln CZK.

Raiffeisenbank a.s. is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is A2 (upper medium grade). Raiffeisenbank a.s. participates in the deposit guarantee scheme of the Czech Republic. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#5: Hypoteční banka, a.s.

Hypoteční Banka is a specialized credit institution, offering a broad range of mortgage products to private individuals for various purposes.

Hypoteční banka, a.s. is the 5th largest bank in the Czech Republic in terms of total assets. In 2019 its total assets were 324,05 bln CZK. In 2019 the bank's net income was 2 401,00 mln CZK.

Hypoteční banka, a.s. participates in the deposit guarantee scheme of the Czech Republic. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#6: MONETA Money Bank

From May 1, 2016, GE Money Bank operates in the Czech Republic under a new name MONETA Money Bank. MONETA Money Bank provides retail and commercial banking products and services to individuals and SMEs. The range of retail banking products includes current accounts, savings accounts, term deposits, payment services and debit cards; consumer loans, credit cards, overdrafts, mortgages and auto loans; auto leases; and other complementary products such as bancassurance and sales of investment funds. The range of commercial products include current accounts, savings accounts and term deposits; investment loans, operating financing loans and leasing products; and other complementary products such as domestic and foreign payments, insurance, treasury and trade finance products.

Services
retail banking
SME banking
Products
current accounts
student accounts
debit cards
credit cards
saving accounts
time deposit accounts
housing savings accounts
mutual funds
consumer loans
car loans
mortgage loans
overdraft loans

MONETA Money Bank is the 6th largest bank in the Czech Republic in terms of total assets. In 2019 its total assets were 219,05 bln CZK. In 2019 the bank's net income was 4 019,00 mln CZK.

MONETA Money Bank is rated by Moody's. Long-term credit rating assigned to the bank by Moody's is A1 (upper medium grade). MONETA Money Bank participates in the deposit guarantee scheme of the Czech Republic. This scheme covers accounts up to 100,000 EUR per bank per depositor.

#7: J & T BANKA, a.s.

J&T Banka, a.s. is a joint stock company incorporated on 13 October 1992 in the Czech Republic. The bank’s activities are focused on private, investment, corporate and retail banking. The bank helps its clients to protect their assets, increase their value and pass them on to the next generations.

Services
retail banking
private banking
family office
corporate banking
asset management
financial advising
Area Served
CZCzech Republic
ESSpain
EUEuropean Union
DEGermany
ATAustria
Products
current accounts
payment cards
savings accounts
notice accounts
project financing
bridge loans
syndicated loans
portfolio management

J & T BANKA, a.s. is the 7th largest bank in the Czech Republic in terms of total assets. In 2019 its total assets were 151,72 bln CZK. In 2019 the bank's net income was 3 156,00 mln CZK.

J & T BANKA, a.s. participates in the deposit guarantee scheme of the Czech Republic. This scheme covers accounts up to 100,000 EUR per bank per depositor.

See Also