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Economy and Banking Sector of Germany

Current Accounts

27 offers from 13 banks

Interest Rates: 0.00 - 0.20 % p.a.
Overdraft Rates: 0.00 - 18.90 % p.a.
Annual Costs: 0.00 - 178.80 EUR

27 current accounts offers from 13 banks operating in Germany are currently available. The interest rates (per annum) are within the range 0.00 - 0.20 %, the overdraft rates (per annum) - 0.00 - 18.90 %, the annual costs - 0.00 - 178.80 EUR.

Lowest Annual Costs: Fidor Smart Girokonto (FIDOR Bank AG)

Founded in 2009, Fidor Bank provides retail banking products and services to private and business customers in innovative, technological ways: the bank uses IT solutions based on Web2.0 intrastructure and includes its customers into decision-making process via communication with its financial community. Fidor Bank offers its products via direct banking channels.

Interest Rate: 0.00 % p.a.
Overdraft Rate: 7.49 % p.a.
Annual Costs: 0.00 EUR

Fidor Smart Girokonto
Sales Region
Germany
Overdraft Rate (p.a.)
7.49 %
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
Fidor Smart Girokonto
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
7.49 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features
No annual fees
Free debit card available
Free credit card available
Account be can accessed via online banking, mobile banking
Available to German residents

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Savings Accounts

8 offers from 8 banks

Interest Rates: 0.05 - 1.00 % p.a.
Account Terms: 1 - 12 months

8 savings accounts offers from 8 banks operating in Germany are currently available. The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.05 - 1.00 %.

Highest Interest Rate: Extra-Konto (ING-DiBa AG)

ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Interest Rate: 1.00 % p.a.
Account Term: 1 months

Extra-Konto
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.34 - 1.00 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Extra-Konto
Account Currency
EUR
Min. Interest Rate (p.a.)
0.34 %
Max. Interest Rate (p.a.)
1.00 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
50,000 EUR
Interest Frequency
1 times a year

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Time Deposit Accounts

17 offers from 14 banks

Interest Rates: 0.01 - 1.50 % p.a.
Deposit Terms: 1 - 120 months

17 time deposit accounts offers from 14 banks operating in Germany are currently available. The time deposit accounts terms vary from 1 month to 10 years (120 months). The interest rates are within the range 0.01 - 1.50 %.

Highest Interest Rate: Festgeld (KT Bank AG)

KT Bank is the first bank in Germany, which offers a wide range of financial products and services to retail and corporate customers according to the transparent principles of Islamic banking. In March 2015, KT Bank obtained a license to perform deposit-taking and lending activities.

Interest Rate: 1.50 % p.a.
Deposit Term: 60 months

Festgeld
Sales Region
Germany
Account Currency
EUR
Interest Rate (p.a.)
0.60 - 1.50 %
Deposit Term
6 - 60 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.60 %
Max. Interest Rate (p.a.)
1.50 %
Min. Deposit Term
6 months
Max. Deposit Term
60 months

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Credit Cards

35 offers from 12 banks

Annual Costs: 0.00 - 118.80 EUR

35 credit cards offers from 12 banks operating in Germany are currently available. The annual costs of the credit cards are within the range of 0.00 - 118.80 EUR.

Lowest Annual Costs: DKB-VISA-Card (Deutsche Kreditbank AG)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Annual Costs: 0.00 EUR

DKB-VISA-Card
Sales Region
Austria
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
DKB-VISA-Card
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services

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Consumer Loans

20 offers from 15 banks

Borrowing Rates: 1.70 - 13.80 %
Loan Terms: 6 - 120 months

20 consumer loans offers from 15 banks operating in Germany are currently available. The consumer loans terms vary from 6 month to 10 years (120 months). The effective borrowing rates are within the range 1.70 - 13.80 %.

Lowest Borrowing Rate: Ratenkredit (Süd-West-Kreditbank Finanzierung GmbH)

Süd-West-Kreditbank Finanzierung GmbH (SWK Bank) was founded in 1959. Now SWK Bank is a direct bank offering retail banking products and services over the Internet and thus avoiding having to support a high-cost branch network. The costs saved this way are passed on to the bank costomers.

Borrowing Rate: 1.70 %
Loan Term: 60 months

Ratenkredit
Sales Region
Germany
Effective Rate (p.a.)
1.70 - 4.85 %
Loan Amount
2,500 - 50,000 EUR
Loan Term
24 - 84 months
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
84 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
1.70 %
Max. Effective Rate (p.a.)
4.85 %

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Mortgage Loans

4 offers from 4 banks

Borrowing Rates: 0.30 - 2.03 %
Loan Terms: 5 - 25 years

4 mortgage loans offers from 4 banks operating in Germany are currently available. The mortgage loans terms vary from 5 to 25 years. The borrowing rates are within the range 0.30 - 2.03 %.

Lowest Borrowing Rate: Baufinanzierung PLUS (comdirect bank AG)

Established in 1994, comdirect bank is a direct bank, a member of Commerzbank Group. Initially prodiving online brokerage services, comdirect bank now also offers a complete range of retail banking products and services to its online customers. In 2009 comdirect bank started offering investment management solutions to business customers.

Borrowing Rate: 0.30 %
Loan Term: 5 years

Baufinanzierung PLUS
Sales Region
Germany
Currency
EUR
Loan Term
5 - 20 years
Borrowing Rate (p.a.)
0.30 - 1.60 %
Lending Amount
60.00 - 80.00 %
Mortgage Loan Details
Currency
EUR
Min. Loan Term
5 years
Max. Loan Term
20 years
Min. Borrowing Rate (p.a.)
0.30 %
Max. Borrowing Rate (p.a.)
1.60 %
Min. Lending Amount
60.00 %
Max. Lending Amount
80.00 %

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Car Loans

18 offers from 14 banks

Borrowing Rates: 1.74 - 8.99 %
Loan Terms: 6 - 120 months

18 car loans offers from 14 banks operating in Germany are currently available. The car loans terms vary from 6 month to 10 years (120 months). The effective borrowing rates are within the range 1.74 - 8.99 %.

Lowest Borrowing Rate: Ratenkredit (Frankfurter Sparkasse)

Frankfurter Sparkasse is a member of Sparkassen Finanzgruppe and is the 4th largest savings bank in Germany out of 385.

Core business of Frankfurter Sparkasse is providing high-quality retail banking products and services to local residents: private customers, enterprises and the public-sector institutions.

Tradionally for savings banks Frankfurter Sparkasse is essentially focused on broad participation in developing citizens' prosperity and on increasing local economic strength rather than on maximising profits. This business focus help Frankfurter Sparkasse to avoid excessive risks which is reflected in high credit ratings of Frankfurter Sparkasse.

Frankfurter Sparkasse, one of the largest savings banks in Germany, is a modern, universal bank, providing all types of financial services for both private and corporate customers. Frankfurter Sparkasse offers direct banking via its subsidiary 1822direkt. Frankfurter Sparkasse belongs to Landesbank Hessen-Thüringen (Helaba).

Borrowing Rate: 1.74 %
Loan Term: 60 months

Ratenkredit
Sales Region
Germany
Effective Rate (p.a.)
1.74 - 7.69 %
Loan Amount
2,500 - 50,000 EUR
Loan Term
60 months
Car Loan Details
Loan Currency
EUR
Min. Loan Term
60 months
Max. Loan Term
60 months
Min. Loan Amount
2,500 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
1.74 %
Max Effective Rate (p.a.)
7.69 %

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Trading Accounts

13 offers from 12 banks

Annual Costs: 0.00 - 0.00 EUR
Costs per Order: 0.00 - 54.95 EUR

13 trading accounts offers from 12 banks operating in Germany are currently available. The trading accounts annual costs vary from 0.00 to 0.00 EUR, costs per order are within the range 0.00 - 54.95 EUR.

Lowest Annual Costs: DKB-Broker (Deutsche Kreditbank AG)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Annual Costs: 0.00 EUR
Costs per Order: 10.00 EUR

DKB-Broker
Sales Region
Austria
Annual Costs
0.00 EUR
Costs per Order
10.00 EUR
Trading Account Details
Product Name
DKB-Broker
Annual Costs
0.00 EUR
Costs per Order
10.00 EUR
Traded Instruments
stocks
bonds
ETFs
funds
options
certificates
Stock Exchanges
Frankfurt Stock Exchange
NYSE
Vienna Stock Exchange
XETRA
Trading Account Features
Major world stock exchanges
Most popular trade instruments
Available to Austrian residents
No annual costs

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