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Economy and Banking Sector of Germany

Current Accounts

23 offers from 12 banks

Interest Rates: 0.00 - 0.01 % p.a.
Overdraft Rates: 2.66 - 12.43 % p.a.
Annual Costs: 0.00 - 130.80 EUR

23 current accounts offers from 12 banks operating in Germany are currently available. The interest rates (per annum) are within the range 0.00 - 0.01 %, the overdraft rates (per annum) - 2.66 - 12.43 %, the annual costs - 0.00 - 130.80 EUR.

Lowest Annual Costs: GiroDigital Plus (Degussa Bank AG)

Degussa Bank offers a wide range of retail and corporate banking products and services to individuals and legal entities. Degussa Bank also offers insurance products and online brokerage.

Interest Rate: 0.00 % p.a.
Overdraft Rate: 9.63 % p.a.
Annual Costs: 0.00 EUR

GiroDigital Plus
Sales Region
DEGermany
Overdraft Rate (p.a.)
9.63 %
Interest Rate (p.a.)
0.00 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
GiroDigital Plus
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.00 %
Overdraft Rate (p.a.)
9.63 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking, mobile banking, phone, branch

Available to German residents

See Also

Savings Accounts

6 offers from 6 banks

Interest Rates: 0.01 - 1.00 % p.a.
Account Terms: 1 - 12 months

6 savings accounts offers from 6 banks operating in Germany are currently available. The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.01 - 1.00 %.

Highest Interest Rate: Tagesgeld bei Depotwechsel (TARGOBANK AG)

TARGOBANK is a subsidiary Crédit Mutuel, a French cooperative bank. TARGOBANK provides retail banking products and services. The bank's is focused on reliable advice and simple, attractive products. TARGOBANK distributes its products via different channels - branches, phone, Internet.

Interest Rate: 1.00 % p.a.
Account Term: 1 months

Tagesgeld bei Depotwechsel
Sales Region
DEGermany
Account Currency
EUR
Interest Rate (p.a.)
1.00 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Tagesgeld bei Depotwechsel
Account Currency
EUR
Min. Interest Rate (p.a.)
1.00 %
Max. Interest Rate (p.a.)
1.00 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
40,000 EUR
Interest Frequency
1 times a year

See Also

Time Deposit Accounts

17 offers from 15 banks

Interest Rates: 0.01 - 1.30 % p.a.
Deposit Terms: 1 - 120 months

17 time deposit accounts offers from 15 banks operating in Germany are currently available. The time deposit accounts terms vary from 1 month to 10 years (120 months). The interest rates are within the range 0.01 - 1.30 %.

Highest Interest Rate: Festgeld (Bankhaus Obotritia GmbH)

flatex alpha GmbH operated a securities and derivatives trading and settlement platform and provides related services. In November 2019, flatex alpha GmbH was acquired by an investment company Obotritia Capital and was renamed to Bankhaus Obotritia. Bankhaus Obotritia is going to focus on a classic deposit-taking and secured-lending business.

Interest Rate: 1.30 % p.a.
Deposit Term: 60 months

Festgeld
Sales Region
DEGermany
Account Currency
EUR
Interest Rate (p.a.)
0.40 - 1.30 %
Deposit Term
12 - 60 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.40 %
Max. Interest Rate (p.a.)
1.30 %
Min. Deposit Term
12 months
Max. Deposit Term
60 months

See Also

Credit Cards

32 offers from 11 banks

Annual Costs: 0.00 - 118.80 EUR

32 credit cards offers from 11 banks operating in Germany are currently available. The annual costs of the credit cards are within the range of 0.00 - 118.80 EUR.

Lowest Annual Costs: DKB-VISA-Card (Deutsche Kreditbank AG)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Annual Costs: 0.00 EUR

DKB-VISA-Card
Sales Region
ATAustria
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
DKB-VISA-Card
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services

See Also

Consumer Loans

13 offers from 12 banks

Borrowing Rates: 1.49 - 11.69 %
Loan Terms: 6 - 120 months

13 consumer loans offers from 12 banks operating in Germany are currently available. The consumer loans terms vary from 6 month to 10 years (120 months). The effective borrowing rates are within the range 1.49 - 11.69 %.

Lowest Borrowing Rate: Online-Kredit (Younited S.A. Niederlassung Deutschland)

YOUNITED (Younited Credit) is a French credit institution, specialized in providing a broad range of consumer finance solutions. YOUNITED offers consumer loans, car loans, and credit cards. YOUNITED was founded in 2009 and was previously known as PRET d'UNION.

Borrowing Rate: 1.49 %
Loan Term: 12 months

Online-Kredit
Sales Region
DEGermany
Effective Rate (p.a.)
1.49 - 11.69 %
Loan Amount
1,000 - 50,000 EUR
Loan Term
12 - 84 months
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
12 months
Max. Loan Term
84 months
Min. Loan Amount
1,000 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
1.49 %
Max. Effective Rate (p.a.)
11.69 %

See Also

Mortgage Loans

3 offers from 3 banks

Borrowing Rates: 0.63 - 1.48 %
Loan Terms: 5 - 25 years

3 mortgage loans offers from 3 banks operating in Germany are currently available. The mortgage loans terms vary from 5 to 25 years. The borrowing rates are within the range 0.63 - 1.48 %.

Lowest Borrowing Rate: Baufinanzierung (ING-DiBa AG)

ING-DiBa AG is a direct bank of ING Group (Netherlands) offering retail banking products and services. Being a direct bank, ING-DiBa AG doesn't have an expensive branch network, the resulting cost savings are passed on to the bank's customers which allows to offer fair conditions in all product areas. The savings and loan products of ING-DiBa AG are not complicated and can be opened and administered independently via the Internet, telephone or by postal letters.

Borrowing Rate: 0.63 %
Loan Term: 5 years

Baufinanzierung
Sales Region
DEGermany
Currency
EUR
Loan Term
5 - 20 years
Borrowing Rate (p.a.)
0.63 - 1.48 %
Lending Amount
60.00 - 80.00 %
Mortgage Loan Details
Currency
EUR
Min. Loan Term
5 years
Max. Loan Term
20 years
Min. Borrowing Rate (p.a.)
0.63 %
Max. Borrowing Rate (p.a.)
1.48 %
Min. Lending Amount
60.00 %
Max. Lending Amount
80.00 %

See Also

Car Loans

13 offers from 12 banks

Borrowing Rates: 1.58 - 7.98 %
Loan Terms: 6 - 120 months

13 car loans offers from 12 banks operating in Germany are currently available. The car loans terms vary from 6 month to 10 years (120 months). The effective borrowing rates are within the range 1.58 - 7.98 %.

Lowest Borrowing Rate: Autokredit (Bank of Scotland - Niederlassung Berlin)

The German branch of Bank of Scotland was founded in July 2008. The Bank of Scotland (German branch) specializes in retail banking and offers its customers savings accounts, consumer and car loans. The Bank of Scotland, one of the oldest banks in Europe, is a global commercial bank headquartered in Edinburgh (Scotland) and is a member of the Lloyds Banking Group.

Borrowing Rate: 1.58 %
Loan Term: 36 months

Autokredit
Sales Region
DEGermany
Effective Rate (p.a.)
1.58 - 3.57 %
Loan Amount
3,000 - 50,000 EUR
Loan Term
36 months
Car Loan Details
Loan Currency
EUR
Min. Loan Term
36 months
Max. Loan Term
36 months
Min. Loan Amount
3,000 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
1.58 %
Max Effective Rate (p.a.)
3.57 %

See Also

Trading Accounts

11 offers from 9 banks

Annual Costs: 0.00 - 20.00 EUR
Costs per Order: 0.00 - 54.95 EUR

11 trading accounts offers from 9 banks operating in Germany are currently available. The trading accounts annual costs vary from 0.00 to 20.00 EUR, costs per order are within the range 0.00 - 54.95 EUR. *)

Lowest Annual Costs: Trader-Konto (BNP Paribas S.A. Niederlassung Deutschland)

BNP Paribas is a French banking and financial services institution. BNP Paribas is one of the largest banks in Europe and in the world. BNP Paribas Group has been active in Germany since 1947 and serves private customers, companies and institutions via its twelve entities. Direct retail banking and securities trading are offered via Consorsbank, a brand name of BNP Paribas.

Annual Costs: 0.00 EUR
Costs per Order: 3.95 EUR

Trader-Konto
Sales Region
DEGermany
Annual Costs
0.00 EUR
Costs per Order
3.95 - 17.25 EUR
Trading Account Details
Product Name
Trader-Konto
Annual Costs
0.00 EUR
Costs per Order
3.95 - 17.25 EUR
Traded Instruments
stocks
bonds
ETFs
funds
options
certificates
Stock Exchanges
Frankfurt Stock Exchange
XETRA
Trading Account Features

Major world stock exchanges

Most popular trade instruments

Available to German residents

No annual costs

See Also