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Economy and Banking Sector of Germany

Current Accounts

20 offers from 12 banks

Interest Rates: 0.00 - 0.01 % p.a.
Overdraft Rates: 6.50 - 18.90 % p.a.
Annual Costs: 0.00 - 178.80 EUR

20 current accounts offers from 12 banks operating in Germany are currently available. The interest rates (per annum) are within the range 0.00 - 0.01 %, the overdraft rates (per annum) - 6.50 - 18.90 %, the annual costs - 0.00 - 178.80 EUR.

Lowest Annual Costs: DKB-Cash (Deutsche Kreditbank AG)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Interest Rate: 0.01 % p.a.
Overdraft Rate: 6.90 % p.a.
Annual Costs: 0.00 EUR

DKB-Cash
Sales Region
ATAustria
Overdraft Rate (p.a.)
6.90 %
Interest Rate (p.a.)
0.01 %
Annual Costs
0.00 EUR
Current Account Details
Product Name
DKB-Cash
Account Currency
EUR
Annual Costs
0.00 EUR
Interest Rate (p.a.)
0.01 %
Overdraft Rate (p.a.)
6.90 %
Debit Card
Debit Card Costs (p.a.)
0.00 EUR
Credit Card
Credit Card Costs (p.a.)
0.00 EUR
Online Banking
Telephone Banking
Branch Banking
Mobile Banking
Current Account Features

No annual fees

Free debit card available

Free credit card available

Account be can accessed via online banking

Available to Austrian residents

See Also

Savings Accounts

6 offers from 6 banks

Interest Rates: 0.01 - 0.25 % p.a.
Account Terms: 1 - 12 months

6 savings accounts offers from 6 banks operating in Germany are currently available. The savings accounts terms vary from 1 month to 1 years (12 months). The interest rates are within the range 0.01 - 0.25 %.

Highest Interest Rate: Best Tagesgeld (PSA Bank Deutschland GmbH)

PSA Bank (Banque PSA Finance) works closely with Peugeot, Citroën and DS automotive brands to offer dealership networks and its clients (both individuals and corporate) financial packages to purchase the vehicles of these brands. PSA Bank Deutschland GmbH operates as a branch of Banque PSA finance (France).

Interest Rate: 0.25 % p.a.
Account Term: 1 months

Best Tagesgeld
Sales Region
DEGermany
Account Currency
EUR
Interest Rate (p.a.)
0.25 %
Deposit Term
1 - 12 months
Savings Account Details
Product Name
Best Tagesgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.25 %
Max. Interest Rate (p.a.)
0.25 %
Min. Deposit Term
1 month
Max. Deposit Term
12 months
Min. Investment Amount
1 EUR
Max. Investment Amount
999,999 EUR
Interest Frequency
12 times a year

See Also

Time Deposit Accounts

17 offers from 14 banks

Interest Rates: 0.00 - 1.30 % p.a.
Deposit Terms: 1 - 120 months

17 time deposit accounts offers from 14 banks operating in Germany are currently available. The time deposit accounts terms vary from 1 month to 10 years (120 months). The interest rates are within the range 0.00 - 1.30 %.

Highest Interest Rate: Festgeld (Deutsche Pfandbriefbank AG)

Deutsche Pfandbriefbank AG was formed in June 2009 when two Pfandbriefbanks (eng - mortgage bond banks), Hypo Real Estate Bank AG and DEPFA Deutsche Pfandbriefbank AG were merged. Deutsche Pfandbriefbank specializes in financing of commercial real estate investments and public investment projects. The bank is the largest issuer of Pfandbriefe and an important issuer of covered bonds in Europe. Since 16 July 2015, Deutsche Pfandbriefbank AG is listed in the Prime Standard segment of the Regulated Market of the Frankfurt Stock Exchange.

Interest Rate: 1.30 % p.a.
Deposit Term: 120 months

Festgeld
Sales Region
DEGermany
Account Currency
EUR
Interest Rate (p.a.)
0.05 - 1.30 %
Deposit Term
6 - 120 months
Time Deposit Account Details
Product Name
Festgeld
Account Currency
EUR
Min. Interest Rate (p.a.)
0.05 %
Max. Interest Rate (p.a.)
1.30 %
Min. Deposit Term
6 months
Max. Deposit Term
120 months

See Also

Credit Cards

30 offers from 11 banks

Annual Costs: 0.00 - 118.80 EUR

30 credit cards offers from 11 banks operating in Germany are currently available. The annual costs of the credit cards are within the range of 0.00 - 118.80 EUR.

Lowest Annual Costs: DKB-VISA-Card (Deutsche Kreditbank AG)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Annual Costs: 0.00 EUR

DKB-VISA-Card
Sales Region
ATAustria
Card Currency
EUR
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Credit Card Details
Product Name
DKB-VISA-Card
Card Provider
Visa
Card Type
Standard
Annual Costs
0.00 EUR
Card Currency
EUR
Bonus Programs
Insurances
Benefits
Services

See Also

Consumer Loans

14 offers from 12 banks

Borrowing Rates: 1.58 - 13.80 %
Loan Terms: 1 - 120 months

14 consumer loans offers from 12 banks operating in Germany are currently available. The consumer loans terms vary from 1 month to 10 years (120 months). The effective borrowing rates are within the range 1.58 - 13.80 %.

Lowest Borrowing Rate: Ratenkredit (Bank of Scotland - Niederlassung Berlin)

The German branch of Bank of Scotland was founded in July 2008. The Bank of Scotland (German branch) specializes in retail banking and offers its customers savings accounts, consumer and car loans. The Bank of Scotland, one of the oldest banks in Europe, is a global commercial bank headquartered in Edinburgh (Scotland) and is a member of the Lloyds Banking Group.

Borrowing Rate: 1.58 %
Loan Term: 24 months

Ratenkredit
Sales Region
DEGermany
Effective Rate (p.a.)
1.58 - 6.47 %
Loan Amount
3,000 - 50,000 EUR
Loan Term
24 - 84 months
Consumer Loan Details
Loan Currency
EUR
Min. Loan Term
24 months
Max. Loan Term
84 months
Min. Loan Amount
3,000 EUR
Max. Loan Amount
50,000 EUR
Min. Effective Rate (p.a.)
1.58 %
Max. Effective Rate (p.a.)
6.47 %

See Also

Mortgage Loans

3 offers from 3 banks

Borrowing Rates: 0.37 - 1.60 %
Loan Terms: 5 - 25 years

3 mortgage loans offers from 3 banks operating in Germany are currently available. The mortgage loans terms vary from 5 to 25 years. The borrowing rates are within the range 0.37 - 1.60 %.

Lowest Borrowing Rate: Baufinanzierung (UniCredit Bank AG)

UniCredit Group is one of the largest European banking groups focused on providing financial products and services in Western and Central and Eastern Europe. UniCredit Group has four main business lines: commercial banking (including retail, direct, private and business banking), corporate and investment banking, asset management and asset gathering. UniCredit Bank AG started its operations in Germany in 1869 under the name "Bayerische Vereinsbank AG". Since 2005, the bank has been part of UniCredit Group and now operates as HypoVereinsbank AG. HypoVereinsbank AG offers its products and services in the areas of retail, private, corporate and investment banking.

Borrowing Rate: 0.37 %
Loan Term: 10 years

Baufinanzierung
Sales Region
DEGermany
Currency
EUR
Loan Term
10 - 25 years
Borrowing Rate (p.a.)
0.37 - 1.39 %
Lending Amount
60.00 - 80.00 %
Mortgage Loan Details
Currency
EUR
Min. Loan Term
10 years
Max. Loan Term
25 years
Min. Borrowing Rate (p.a.)
0.37 %
Max. Borrowing Rate (p.a.)
1.39 %
Min. Lending Amount
60.00 %
Max. Lending Amount
80.00 %

See Also

Car Loans

13 offers from 12 banks

Borrowing Rates: 1.58 - 8.99 %
Loan Terms: 1 - 120 months

13 car loans offers from 12 banks operating in Germany are currently available. The car loans terms vary from 1 month to 10 years (120 months). The effective borrowing rates are within the range 1.58 - 8.99 %.

Lowest Borrowing Rate: Autokredit (Bank of Scotland - Niederlassung Berlin)

The German branch of Bank of Scotland was founded in July 2008. The Bank of Scotland (German branch) specializes in retail banking and offers its customers savings accounts, consumer and car loans. The Bank of Scotland, one of the oldest banks in Europe, is a global commercial bank headquartered in Edinburgh (Scotland) and is a member of the Lloyds Banking Group.

Borrowing Rate: 1.58 %
Loan Term: 36 months

Autokredit
Sales Region
DEGermany
Effective Rate (p.a.)
1.58 - 3.57 %
Loan Amount
3,000 - 50,000 EUR
Loan Term
36 months
Car Loan Details
Loan Currency
EUR
Min. Loan Term
36 months
Max. Loan Term
36 months
Min. Loan Amount
3,000 EUR
Max. Loan Amount
50,000 EUR
Min Effective Rate (p.a.)
1.58 %
Max Effective Rate (p.a.)
3.57 %

See Also

Trading Accounts

11 offers from 10 banks

Annual Costs: 0.00 - 20.00 EUR
Costs per Order: 2.18 - 54.95 EUR

11 trading accounts offers from 10 banks operating in Germany are currently available. The trading accounts annual costs vary from 0.00 to 20.00 EUR, costs per order are within the range 2.18 - 54.95 EUR. *)

Lowest Annual Costs: DKB-Broker (Deutsche Kreditbank AG)

Deutsche Kreditbank AG (DKB) was founded in 1990 in Berlin. DKB is a wholly owned subsidiary of Bayerische Landesbank. DKB provides banking products and services to retail, corporate and public sector clients. Retail banking products are offered via direct banking channels.

Annual Costs: 0.00 EUR
Costs per Order: 10.00 EUR

DKB-Broker
Sales Region
ATAustria
Annual Costs
0.00 EUR
Costs per Order
10.00 EUR
Trading Account Details
Product Name
DKB-Broker
Annual Costs
0.00 EUR
Costs per Order
10.00 EUR
Traded Instruments
stocks
bonds
ETFs
funds
options
certificates
Stock Exchanges
Frankfurt Stock Exchange
NYSE
Vienna Stock Exchange
XETRA
Trading Account Features

Major world stock exchanges

Most popular trade instruments

Available to Austrian residents

No annual costs

See Also