Banks in Ukraine are mainly focusedon the following areas:
Currently there are 68 credit institutions operating in Ukraine.
In 2021 consolidated banking assets in Ukraine were 2,637.41 bln UAH. The consolidated banking assets' evolution is shown at Chart 1 below.
Chart 1. Consolidated banking assets in Ukraine.
Recent structural changes (2013 - 2022) of the banking sector of Ukraine are summarised in Table 1.
| 2013 | 2014 | 2015 | 2016 | 2017 | 2018 | 2019 | 2020 | 2021 | 2022 | |
| Opened Banks | 2 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Closed Banks | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Change | +2 | +1 | +1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
Table 1. Recent structural changes in the banking sector of Ukraine.
The list of the most recently opened banks in Ukraine is provided in Table 2.
| Name | Start Date |
|---|---|
 | June 2015 |
 | December 2014 |
 | September 2013 |
 | July 2013 |
Table 2. The most recently opened banks in Ukraine.
All the credit institutions operating in Ukraine can be classified into several categories. Table 3 summarises the number of banks in each category.
| Category | Number of Banks |
|---|---|
| Banks owned by foreign banking groups | 15 |
| Central banks | 1 |
| Privately owned banks | 48 |
| State-owned banks | 4 |
Table 3. Number of banks by category in Ukraine.
Deposit guarantee scheme is a financial stability mechanism implemented in many countries to protect bank depositors against the loss of their deposits in the case when a bank is unable to meet its obligations to depositors by compensating certain deposits held by depositors of the bank. This compensation is paid out from the contributions which banks have made into a deposit guarantee fund.
From a depositor's point of view it is important to know:
All these details about deposit guarantee scheme in Ukraine are summarised in Table 4.
Table 4. Deposit guarantee scheme in Ukraine.
In Ukraine there is one deposit guarantee fund, namely Deposit Guarantee Fund (DGF).
Moody's country ceilings for deposits specify the highest rating that can be assigned to local- or foreign- currency denominated deposit obligations of a bank or other deposit taking institution domiciled within that country.
Local currency (Ukrainian hryvnia) deposit ceiling for Ukraine is set to B2 (highly speculative), foreign currency deposit ceiling is B2 (highly speculative).
