Dzing Finance Ltd is an electronic money institution focused on providing payment cards and IBAN accounts. Dzing Finance Ltd offers UK current accounts with sort codes, current accounts with IBAN, debit cards, virtual cards, virtual disposable cards to individuals. Incorporated in the United Kingdom, Dzing Finance Ltd is authorized and regulated by the Financial Conduct Authority.
Dzing Personal Card (MasterCard) can be ordered together with Personal Account.
Personal Account is offered with several pricing plans for different customer groups, namely Dzing Core, Dzing Premium, Dzing Elite.
Dzing Finance cards are debit cards, rather than prepaid cards.
Debit vs Prepaid Cards. Debit cards do not have a separate balance and are connected to an account or e-wallet. Such cards are are loaded automatically when the account/e-wallet is being topped up. Prepaid cards have a separate balance from an account or e-wallet. These cards have to be loaded manually, usually from the account/e-wallet.Dzing Finance cards are issued as both physical (plastic) and virtual cards; plastic cards are delivered to the customer's address.
Dzing Personal Card is a single currency card, it can be issued in EUR, GBP only.
|Dzing Core||Dzing Premium||Dzing Elite|
|Main Card Issuing Fee||free||free||free|
|Main Card Delivery Fee||free||free||free|
|Additional Card Issuing Fee||3,99 GBP||free||free|
|Additional Card Delivery Fee||9,99 GBP||free||free|
|ATM Withdrawal Fee||up to 200 EUR: free above: 1.00 GBP + 1.00%||up to 400 EUR: free above: 0.50 GBP + 0.50%||up to 600 EUR: free above: 0.50 GBP + 0.00%|
Dzing Finance do not conduct operations with cryptocurrencies.
Dzing Finance Ltd is authorized by the Financial Conduct Authority (reference number 900993) for issuance of electronic money, refund of electronic money, placing cash to a payment account, withdrawing cash from a payment account, execution of payment transactions on a payment account (not covered by a credit line), execution of payment transactions on a payment account (using a credit line), issuing payment instruments or acquiring payment transactions, money remittance. The authorization was granted on 2 August 2019.
Due to EEA passport rules Dzing Finance Ltd, can conduct its activities in any of the 31 EEA member states. Dzing Finance Ltd do not participate in deposit guarantee schemes.
Dzing Finance Ltd is a SWIFT member and a SEPA scheme participant.
Dzing Finance Ltd is connected to MasterCard payment card scheme.