Era Finance Ltd (Bankera)

Era Finance Ltd Logo
TheBanks.eu Rating
bank account alternative for individuals and businesses

Era Finance Ltd (trading as Bankera) is an electronic money distribution agent focused on providing bank account alternative for individuals and businesses. Unlike traditional banks, Bankera services are crypto-friendly – Bankera accepts payments to and from cryptocurrency exchanges. Bankera clients are also welcome to receive funds from affiliate programs and commercial online activity. The company offers personal accounts with IBAN, business accounts with IBAN, physical debit bards, virtual debit bards, merchant accounts, SEPA transfers, SEPA instant transfers, SWIFT transfers, white-label banking solutions, white-label card issuing, API integration to individuals, sole traders, businesses, online merchants, financial institutions, cryptocurrency exchanges.


Company Profile Content


Products

personal accounts with IBAN
business accounts with IBAN
physical debit bards
virtual debit bards
merchant accounts

Services

SEPA transfers
SEPA instant transfers
SWIFT transfers
white-label banking solutions
white-label card issuing
API integration

Clients

individuals
sole traders
businesses
online merchants
financial institutions
cryptocurrency exchanges

Card Providers

  • Visa

Area Served

Worldwide Worldwide

Key Benefits

Bank account alternative

Personal IBAN account in your own name

Physical and virtual VISA debit cards linked to your account

Access your e-wallet via web and mobile apps

Send and receive money using email, phone number or your personal dedicated European IBAN

Pay online for your purchases or request money easily

Budgeting to control your money

Beautiful card and easy-to-use app

(*)as stated by the company itself

Pros

n/a

Cons

n/a

Personal Account

Personal Account
Currency
USD, GBP, EUR and 19 more
Payment Cards
physical
virtual
Dedicated IBAN
available (LT IBAN)
UK Account Number
not available
Customer Groups
EEA residents
non-EEA residents
Pricing Plans
Personal
Personal+
Account Access
web application
mobile application

Currency

Personal Account is a multi-currency account, allowing the account holder to have funds in the following currencies:

USUSD (US dollar)
GBGBP (Pound sterling)
EUEUR (Euro)
AEAED (UAE dirham)
AUAUD (Australian dollar)
CACAD (Canadian dollar)
CHCHF (Swiss franc)
CZCZK (Czech koruna)
DKDKK (Danish krone)
HKHKD (Hong Kong dollar)
HRHRK (Croatian kuna)
HUHUF (Hungarian forint)
ILILS (Israeli shekels)
JPJPY (Japanese yen)
MXMXN (Mexican peso)
NONOK (Norwegian krone)
NZNZD (New Zealand dollar)
PLPLN (Polish złoty)
SASAR (Saudi riyal)
SESEK (Swedish krona/kronor)
SGSGD (Singapore dollar)
ZAZAR (South African rand)

Payment Cards

Personal Debit Card (Visa) can be ordered together with Personal Account.

IBAN Countries

Dedicated IBANs assigned to Personal Account belong to Lithuania.

Customer Groups

Personal Account is offered to EEA residents, non-EEA residents.

Pricing Plans

Personal Account is offered with several pricing plans for different customer groups, namely Personal, Personal+.

  • Personal
  • offered to: EEA residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • Closing Fee 0.00 EUR
  • SEPA Out 0.00 EUR
  • SEPA In 0.00 EUR
  • SWIFT Out 0.25%; min 25.00 EUR
  • SWIFT In 0.25%; min 25.00 EUR
  • FX Markup Rates 0.65%
  • Open Account
  • Personal+
  • offered to: non-EEA residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • Closing Fee 20.00 EUR
  • SEPA Out 1.00 EUR
  • SEPA In 0.00 EUR
  • SWIFT Out 0.25%; min 25.00 EUR
  • SWIFT In 0.25%; min 25.00 EUR
  • FX Markup Rates 0.65%
  • Open Account

Opening Personal Account

Opening Personal Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Account is ready to use in a few minutes


Alternatives to Era Finance Personal Account

See Also

Personal Debit Cards

Personal Debit Card
Card Type
debit
physical, virtual
contactless
Currency
single currency
EUR
Card Provider
Visa

Card Type

Bankera cards are debit cards, rather than prepaid cards.

Debit vs Prepaid Cards.Debit cards do not have a separate balance and are connected to an account ore-wallet. Such cards are loaded automatically when the account/e-wallet is being topped up.Prepaid cards have a separate balance from an account or e-wallet.These cards have to be loaded manually, usually from the account/e-wallet.

Bankera cards are issued as both physical (plastic) and virtual cards; plastic cards are delivered to the customer's address.

Currency

Personal Debit Card is a single currency card, it can be issued in EUR only.

EUEUR (Euro)

Customer Group

Bankera payment cards are available to residentsof the European Economic Area (EEA) countries and the United Kingdom.

Card Fees and Limits

PhysicalVirtual
Orderingfreefree
Monthly Maintenancefreefree
Deliveryfree by mail
3.00 EUR by registered mail
50.00 by courier
n/a
Card Replacement10.00 EURn/a
Payment in shops (EUR) (in the EEA and UK)freefree
Payment in shops (EUR) (not in EUR/ outside EEA)1.00%1.00 %
Daily Limit5,000 EUR5,000 EUR
First 3 ATM withdrawals per month (EUR) (UK and EEA except Lithuania)freen/a
Over 3 ATM withdrawals (EUR) (UK and EEA except Lithuania)1.00 EURn/a
ATM withdrawals (not in EUR) (in the EEA and UK)1.00%, min 1.00 EURn/a
ATM withdrawals (outside EEA)2.00%, min 2.00 EURn/a
ATM withdrawals (in Lithuania)1.00%n/a
ATM Balance Enquiry0.50 EURn/a
ATM Daily Limit2,500 EURn/a

*) EEA stands for the European Economic Area and consists of Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

Alternatives to Era Finance Personal Payment Cards

See Also

Business Account

Business Account
Currency
USD, GBP, EUR and 19 more
Payment Cards
physical
virtual
Dedicated IBAN
available (LT IBAN)
UK Account Number
not available
Customer Groups
low and medium risk
high risk
virtual currency businesses
Pricing Plans
Business
Business+
Crypto Exchanges
Account Access
web application
mobile application

Advantages

Dedicated International Bank Account Numbers (IBANs)

SEPA and SEPA Instant transfers

Cross-border multi-currency SWIFT and local payments in USD, EUR, GBP

Payment import or API for mass payments

Plastic and virtual corporate cards

Issue cards to your employees or customers

High payment and cash withdrawal limits

Use your Bankera account for your cryptocurrency business including exchanges, mining and staking farms

API

(*)as stated by the company itself

Currency

Business Account is a multi-currency account, allowing the account holder to have funds in the following currencies:

USUSD (US dollar)
GBGBP (Pound sterling)
EUEUR (Euro)
AEAED (UAE dirham)
AUAUD (Australian dollar)
CACAD (Canadian dollar)
CHCHF (Swiss franc)
CZCZK (Czech koruna)
DKDKK (Danish krone)
HKHKD (Hong Kong dollar)
HRHRK (Croatian kuna)
HUHUF (Hungarian forint)
ILILS (Israeli shekels)
JPJPY (Japanese yen)
MXMXN (Mexican peso)
NONOK (Norwegian krone)
NZNZD (New Zealand dollar)
PLPLN (Polish złoty)
SASAR (Saudi riyal)
SESEK (Swedish krona/kronor)
SGSGD (Singapore dollar)
ZAZAR (South African rand)

Payment Cards

Business Debit Card (Visa) can be ordered together with Business Account.

IBAN Countries

Dedicated IBANs assigned to Business Account belong to Lithuania.

Customer Groups

Business Account is offered to low and medium risk, high risk, virtual currency businesses.

Pricing Plans

Business Account is offered with several pricing plans for different customer groups, namely Business, Business+, Crypto Exchanges.

  • Business
  • offered to: low and medium risk
  • Application Fee 0.00 EUR
  • Monthly Fee 5.00 EUR
  • Closing Fee 0.00 EUR
  • SEPA Out 0.10 EUR
  • SEPA In 0.00 EUR
  • SWIFT Out 0.25%; min 25.00 EUR
  • SWIFT In 0.25%; min 25.00 EUR
  • FX Markup Rates 0.65%
  • Open Account
  • Business+
  • offered to: high risk
  • Application Fee 450.00 EUR
  • Monthly Fee 50.00 EUR
  • Closing Fee 200.00 EUR
  • SEPA Out 0.04%; min 2.00 EUR; max 200.00 EUR
  • SEPA In 0.00 EUR
  • SWIFT Out 0.50%; min 25.00 EUR
  • SWIFT In 0.50%; min 25.00 EUR
  • FX Markup Rates 0.65%
  • Open Account
  • Crypto Exchanges
  • offered to: virtual currency businesses
  • Application Fee 900.00 EUR
  • Monthly Fee 200.00 EUR
  • Closing Fee 200.00 EUR
  • SEPA Out 0.04%; min 2.00 EUR
  • SEPA In 0.50%; min 2.00 EUR
  • SWIFT Out 0.75%; min 25.00 EUR
  • SWIFT In 0.75%; min 25.00 EUR
  • FX Markup Rates 0.65%
  • Open Account

Opening Business Account

Opening Business Account
1.
Provide your details online
2.
Upload your corporate KYC document package
3.
Account is ready to use in a few days


Alternatives to Era Finance Business Account

See Also

Business Debit Cards

Business Debit Card
Card Type
debit
physical, virtual
contactless
Currency
single currency
EUR
Card Provider
Visa

Card Type

Bankera cards are debit cards, rather than prepaid cards.

Debit vs Prepaid Cards.Debit cards do not have a separate balance and are connected to an account ore-wallet. Such cards are loaded automatically when the account/e-wallet is being topped up.Prepaid cards have a separate balance from an account or e-wallet.These cards have to be loaded manually, usually from the account/e-wallet.

Bankera cards are issued as both physical (plastic) and virtual cards; plastic cards are delivered to the customer's address.

Currency

Business Debit Card is a single currency card, it can be issued in EUR only.

EUEUR (Euro)

Customer Group

Bankera payment cards are available to residentsof the European Economic Area (EEA) countries and the United Kingdom.

Card Fees and Limits

PhysicalVirtual
Orderingfreefree
Monthly Maintenancefreefree
Deliveryfree by mail
3.00 EUR by registered mail
50.00 by courier
n/a
Card Replacement10.00 EURn/a
Payment in shops (EUR) (in the EEA and UK)freefree
Payment in shops (EUR) (not in EUR/ outside EEA)1.00%1.00 %
Daily Limit5,000 EUR5,000 EUR
First 3 ATM withdrawals per month (EUR) (UK and EEA except Lithuania)freen/a
Over 3 ATM withdrawals (EUR) (UK and EEA except Lithuania)1.00 EURn/a
ATM withdrawals (not in EUR) (in the EEA and UK)1.00%, min 1.00 EURn/a
ATM withdrawals (outside EEA)2.00%, min 2.00 EURn/a
ATM withdrawals (in Lithuania)1.00%n/a
ATM Balance Enquiry0.50 EURn/a
ATM Daily Limit2,500 EURn/a

*) EEA stands for the European Economic Area and consists of Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden.

Alternatives to Era Finance Business Payment Cards

See Also

Bankera White-Label Solutions

Era Finance White-Label Solutions
White-Label Options
White-Label Banking
White-Label Cards
Cooperation Options
Operator
Distributor
Agent
Account Currency
USD, GBP, EUR and 19 more
Dedicated IBAN
available
UK Account Number
not available

Banking as a Service Features

Dedicated IBANs or virtual IBANs
Payment cards with your design
SWIFT payments
SEPA payments
Integration via API
IT support
AML/CTF compliance
Customizable platform

Account Currencies

Accounts offered by Bankera as a part of BaaS are multi-currency accounts, allowing account holders to keep their funds in 22 currencies, namely:

USUSD (US dollar)
GBGBP (Pound sterling)
EUEUR (Euro)
AEAED (UAE dirham)
AUAUD (Australian dollar)
CACAD (Canadian dollar)
CHCHF (Swiss franc)
CZCZK (Czech koruna)
DKDKK (Danish krone)
HKHKD (Hong Kong dollar)
HRHRK (Croatian kuna)
HUHUF (Hungarian forint)
ILILS (Israeli shekels)
JPJPY (Japanese yen)
MXMXN (Mexican peso)
NONOK (Norwegian krone)
NZNZD (New Zealand dollar)
PLPLN (Polish złoty)
SASAR (Saudi riyal)
SESEK (Swedish krona/kronor)
SGSGD (Singapore dollar)
ZAZAR (South African rand)

Issued Cards

Bankera offers issuance of the following card types:

physical
virtual
contactless

Card Providers

Supported Platforms

Web InterfaceWeb Interface
Mobile ApplicationMobile Application
API

Cooperation Options

Agent. Providing payment services on your own under Bankera's supervision. Agent is allowed to provide additional services.

Distributor. Providing payment services on your own under Bankera's supervision. Services provided by a Distributor can be only those offered by Bankera.

Operator. Integrating Bankera's services into your environment. Services provided by Bankera directly, the Operator does not provide the services on their own.

See Also

Operations with Cryptocurrencies

No

Era Finance do not conduct operations with cryptocurrencies.

Crypto-Related Activities

Era Finance allows crypto-related businesses to open accounts as well as supports in general transfers to and from crypto platforms.

See Also

Company Details

Country of Registration
MTMalta
Company Number
C 92740
Authorized By
Malta Financial Services Authority
Authorization Type
E-Money Distribution Agent
Authorization Granted
30 December 2019

Era Finance Ltd is authorized by the Malta Financial Services Authority as a e-money distribution agent; the authorization was granted on 30 December 2019.

Funds Safeguarding
Yes
Deposit Guarantee
No

Era Finance Ltd is not a bank, it can't collect deposits from public or loan out its clients’ money. Hence, it does not have to participate in deposit guarantee schemes. However, Era Finance is required to safeguard its customers’ money.

EEA Passport
Yes

Due to EEA passport rules Era Finance Ltd, can conduct its activities in any of the 30 EEA member states.

See Also

Membership

Visa

Era Finance Ltd is connected to Visa payment card scheme.

Contacts

address29/14, Vincenti Buildings, Strait Street, VLT 1432, Valetta, Malta
Website Languages
GBEnglish
LTLithuanian
RURussian
FRFrench
ITItalian
EEEstonian
JPJapanese
KRKorean
NLDutch
PTPortuguese
AEArabic
PLPolish
GRGreek

Customer Support

FAQ / Help Center
E-Mail / Contact Form
Live Chat
Phone
Account Manager
Multi-Lingual

Transparency

About Us / Company
Owners / Shareholders
Pricing
Management Team

See Also

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