PAYMIX LTD

PAYMIX LTD Logo
Business Focus
providing payment cards and e-wallets

PAYMIX LTD is an electronic money institution focused on providing payment cards and e-wallets. PAYMIX LTD offers personal accounts with IBAN, business account with IBAN, payment cards to natural persons, business entities. Incorporated in Malta, PAYMIX LTD is authorized and regulated by the Malta Financial Services Authority.

Products
  • personal accounts with IBAN
  • business account with IBAN
  • payment cards
Clients
  • natural persons
  • business entities
Card Providers
  • MasterCard

Area Served

Internationally
EU European Union

Personal Account

Payment Cards
physical
virtual
Personal IBAN
available
UK Account Number
not available
Customer Groups
EU residents
non-EU residents
Pricing Plans
EU Resident
non-EU residents
Payment Cards

Personal Card (MasterCard) can be ordered together with Personal Account. Virtual cards are not available.

Personal IBAN vs EMI Banking Details
While PAYMIX uses an account holder's personal IBAN for some operations, PAYMIX's own banking details are used for the others.

Pricing Plans

Personal Account is offered with several pricing plans for different customer groups, namely EU Resident, non-EU residents.

  • EU Resident
  • offered to: EU residents
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • SEPA Outgoing 1.00 EUR
  • non-EU residents
  • offered to: non-EU residents
  • Initial Fee 50.00 EUR
  • Monthly Fee 50.00 EUR
  • SEPA Outgoing 1.00 EUR

Alternatives to PAYMIX Personal Account

See Also

Personal Cards

Personal Card
Card Type
debit
physical
contactless
Currency
single currency
EUR
Card Provider
MasterCard
Card Type

PAYMIX cards are debit cards, rather than prepaid cards.

Debit vs Prepaid Cards. Debit cards do not have a separate balance and are connected to an account or e-wallet. Such cards are are loaded automatically when the account/e-wallet is being topped up. Prepaid cards have a separate balance from an account or e-wallet. These cards have to be loaded manually, usually from the account/e-wallet.

PAYMIX cards are issued only as physical (plastic) cards and are delivered to the customer's address.

Currency

Personal Card is a single currency card, it can be issued in EUR only.

Card Fees and Limits
Prospero Card
Card Purchase Feefree
Annual Card Fee12.00 EUR
ATM Withdrawal FeeDomestic: free
EEA: 2.50 EUR
Europe non EEA: 4.00 EUR
International: 5.00 EUR
Currency Exchange Fee3.00 %

Alternatives to PAYMIX Personal Payment Cards

See Also

Business Account

Business Account
Payment Cards
physical
virtual
Personal IBAN
available
Customer Groups
low risk
high risk
Pricing Plans
Low Risk
High Risk
Payment Cards

Business Card (MasterCard) can be ordered together with Business Account. Virtual cards are not available.

Personal IBAN vs EMI Banking Details
While PAYMIX uses an account holder's personal IBAN for some operations, PAYMIX's own banking details are used for the others.

Pricing Plans

Business Account is offered with several pricing plans for different customer groups, namely Low Risk, High Risk.

  • Low Risk
  • offered to: low risk
  • Initial Fee 500.00 EUR
  • Monthly Fee 20.00 EUR
  • High Risk
  • offered to: high risk
  • Initial Fee 1500.00 EUR
  • Monthly Fee 50.00 EUR

Alternatives to PAYMIX Business Account

See Also

Business Cards

Business Card
Card Type
debit
physical
contactless
Currency
single currency
EUR
Card Provider
MasterCard
Card Type

PAYMIX cards are debit cards, rather than prepaid cards.

Debit vs Prepaid Cards. Debit cards do not have a separate balance and are connected to an account or e-wallet. Such cards are are loaded automatically when the account/e-wallet is being topped up. Prepaid cards have a separate balance from an account or e-wallet. These cards have to be loaded manually, usually from the account/e-wallet.

PAYMIX cards are issued only as physical (plastic) cards and are delivered to the customer's address.

Currency

Business Card is a single currency card, it can be issued in EUR only.

Card Fees and Limits
Prospero Card
Card Purchase Feefree
Annual Card Fee12.00 EUR
ATM Withdrawal FeeDomestic: free
EEA: 2.50 EUR
Europe non EEA: 4.00 EUR
International: 5.00 EUR
Currency Exchange Fee3.00 %

Alternatives to PAYMIX Business Payment Cards

See Also

Operations with Cryptocurrencies

No

PAYMIX do not conduct operations with cryptocurrencies.

See Also

Mobile Applications

Mobile Application: Yourprospero

Yourprospero
Yourprospero
Yourprospero
Yourprospero
Yourprospero Supported Languages
GBEnglish

Company Details

Country of Registration
MTMalta
Company Number
C 55838
BIC
PYMXMTMT
Authorized By
Malta Financial Services Authority
Reference Number
PMX
Authorization Granted
23 April 2014
Authorized Activities
  • issuance of electronic money
  • refund of electronic money
  • execution of payment transactions on a payment account (not covered by a credit line)
  • issuing payment instruments or acquiring payment transactions
  • money remittance

PAYMIX LTD is authorized by the Malta Financial Services Authority (reference number PMX) for issuance of electronic money, refund of electronic money, execution of payment transactions on a payment account (not covered by a credit line), issuing payment instruments or acquiring payment transactions, money remittance. The authorization was granted on 23 April 2014.

EEA Passport
Yes
Deposit Guarantee
No

Due to EEA passport rules PAYMIX LTD, can conduct its activities in any of the 31 EEA member states. PAYMIX LTD do not participate in deposit guarantee schemes.

Membership
SWIFT
SEPA

PAYMIX LTD is a SWIFT member and a SEPA (SCT, SCT Inst, SDD) scheme participant.

MasterCard

PAYMIX LTD is connected to MasterCard payment card scheme.

See Also

Contacts

Level 2, Tower Business Centre, Tower Street, BKR 4013, Swatar, Malta
Website Languages
GBEnglish

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See Also