Paysera LT UAB

Paysera LT UAB Logo
Trustpilot Rating
Reviews 1,064 | Good
 (4.1)
Business Focus
providing payment services at reasonable prices

Paysera LT UAB is an electronic money institution focused on providing payment services at reasonable prices. Paysera LT UAB offers virtual accounts with IBAN, international money transfers, SEPA payments, prepaid cards to individuals, businesses. In 2019 Paysera LT UAB had total customer funds to be safeguarded of 201.92 mln EUR, Paysera LT UAB generated gross profit of 7.92 mln EUR. Incorporated in Lithuania, Paysera LT UAB is authorized and regulated by the Bank of Lithuania.

Products
  • virtual accounts with IBAN
  • prepaid cards
Services
  • international money transfers
  • SEPA payments
Clients
  • individuals
  • businesses
Card Providers
  • Visa

Personal Checking Account

Currency
EUR, USD, RUB
and 26 more
Payment Cards
physical
virtual
Personal IBAN
available (LT IBAN)
UK Account Number
not available
Customer Groups
all countries
Pricing Plans
single for all customers
Currency

Personal Checking Account is a multi-currency account, allowing the account holder to have funds in EUR, USD, RUB, DKK, PLN, NOK, SEK, CZK, AUD, CHF, JPY, CAD, HUF, RON, BGN, GEL, TRY, CNY, KZT, NZD, HKD, INR, ILS, MXN, ZAR, RSD, SGD, BYN, THB.

Payment Cards

Paysera Debit Card (Visa) can be ordered together with Personal Checking Account. Virtual cards are not available.

International Transfers

  • SWIFT Transfers
  • SEPA Credit Transfers
  • SEPA Instant Transfers

Personal IBAN

  • available for verified customers
  • appears automatically for EUR balances

IBAN Countries

Personal IBANs assigned to Personal Checking Account belong to Lithuania.

Personal IBAN vs EMI Banking Details
While Paysera uses an account holder's personal IBAN for some operations, Paysera's own banking details are used for the others.

Personal IBAN Operations

  • sending EUR to a SEPA country
  • receiving EUR from a SEPA country

EMI Banking Details Operations

  • receiving SWIFT transfers
  • sending SWIFT transfers
  • urgent SEPA transfers
  • other transfers

Pricing Plans

Personal Checking Account is offered with a single pricing plan for all customers.

  • Checking Account
  • offered to: all countries
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)

Opening Personal Account

Opening Personal Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Pass video authentication
4.
Account is ready to use in a few minutes

Proof of Identity. Depending of the client's country, Paysera accepts the following documents: ID card, international passport.
Identity Verification. Paysera doesn't require a customer to verify his/her identity when opening an account, however monthly limit for unverifed account is 1,570 EUR. In order to increase the limit an indentity verification via a Skype call is required.

Alternatives to Paysera Personal Checking Account

See Also

Paysera Debit Cards

Paysera Debit Card
Card Type
debit
physical
Currency
single currency
EUR
Card Provider
Visa
Card Type

Paysera cards are debit cards, rather than prepaid cards.

Debit vs Prepaid Cards. Debit cards do not have a separate balance and are connected to an account or e-wallet. Such cards are are loaded automatically when the account/e-wallet is being topped up. Prepaid cards have a separate balance from an account or e-wallet. These cards have to be loaded manually, usually from the account/e-wallet.

Paysera cards are issued only as physical (plastic) cards and are delivered to the customer's address.

Currency

Paysera Debit Card is a single currency card, it can be issued in EUR only.

Customer Group

Paysera debit cards can be ordered by persons from 16 years of age, who are registered and identified in the Paysera system.

Up to 5 payment cards can be issued for one person.

Card Loading

When issuing a Paysera card, an additional IBAN account for card payments is opened. So, a Paysera card can be loaded the same way as a Paysera account with IBAN.

Card Security

3D Secure Payments. Paysera debit card is protected with 3D Secure technology, which gives the cardholder additional free protection when purchasing online.

Card Issuer

Contis Financial Services LTD

Card Fees and Limits
Paysera Debit Card
Monthly Fee0.45 EUR
ATM Withdrawal Fee (EU, in Euro)1.00 EUR
ATM Withdrawal (EU, not in Euro)1.00 EUR + 1.80 %
ATM Withdrawal (non EU, not in Euro)1.50 EUR + 1.80 %
POS Payment Fee (EU, in Euro)0.00 EUR
POS Payment Fee (EU, not in Euro)0.10 EUR + 0.70 %
POS Payment Fee (non EU, not in Euro)0.10 EUR + 1.20 %
Daily ATM Withdrawal Limit600 EUR
Maximum Balance10,000 EUR

Alternatives to Paysera Personal Payment Cards

See Also

Business Checking Account

Business Checking Account
Currency
EUR, USD, RUB
and 26 more
Payment Cards
physical
virtual
Personal IBAN
available (LT IBAN)
Customer Groups
SEPA based
non-SEPA based
international
Pricing Plans
SEPA
non-SEPA
International
Currency

Business Checking Account is a multi-currency account, allowing the account holder to have funds in EUR, USD, RUB, DKK, PLN, NOK, SEK, CZK, AUD, CHF, JPY, CAD, HUF, RON, BGN, GEL, TRY, CNY, KZT, NZD, HKD, INR, ILS, MXN, ZAR, RSD, SGD, BYN, THB.

Payment Cards

A payment card can be ordered together with Business Checking Account. Virtual cards are not available.

International Transfers

  • SWIFT Transfers
  • SEPA Credit Transfers
  • SEPA Instant Transfers

Personal IBAN

  • available for verified customers
  • appears automatically for EUR balances

IBAN Countries

Personal IBANs assigned to Business Checking Account belong to Lithuania.

Personal IBAN vs EMI Banking Details
While Paysera uses an account holder's personal IBAN for some operations, Paysera's own banking details are used for the others.

Personal IBAN Operations

  • sending EUR to a SEPA country
  • receiving EUR from a SEPA country

EMI Banking Details Operations

  • receiving SWIFT transfers
  • sending SWIFT transfers
  • urgent SEPA transfers
  • other transfers

Pricing Plans

Business Checking Account is offered with several pricing plans for different customer groups, namely SEPA, non-SEPA, International.

  • SEPA
  • offered to: SEPA based
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • SEPA Outgoing 0.15 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • non-SEPA
  • offered to: non-SEPA based
  • Initial Fee 10.00 EUR
  • Monthly Fee 1.00 EUR
  • SEPA Outgoing 0.50 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • International
  • offered to: international
  • Initial Fee 100.00 EUR
  • Monthly Fee 10.00 EUR
  • SEPA Outgoing 5.15 EUR
  • SWIFT Outgoing 37.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)

Opening Business Account

Opening Business Account
1.
Provide your details online
2.
Upload your proof of identity
3.
Upload your corporate documents
4.
Pass video authentication
5.
Account is ready to use in 1-2 business days

Business account with Paysera can be opened by a head or a legal representative of the company.
In order to open Paysera business account, a customer has to have a personal account with Paysera and complete the identification procedure.
Corporate ID. If the company is registered in Lithuania, Latvia, Estonia, Bulgaria, Romania or the United Kingdom, only the company registration number needs to be provided and the account is opened instantly.
Corporate Documents. If the company is registered in another country, the company registration document, a document confirming the appointment of a head of the company and a document confirming the list of shareholders are to be provided.

Alternatives to Paysera Business Checking Account

See Also

Operations with Cryptocurrencies

No

Paysera do not conduct operations with cryptocurrencies.

See Also

Financial Highlights

Customer Funds (2019)
201.92 mln EUR  (+73.29%)
Gross Profit (2019)
7.92 mln EUR  (+22.96%)
Total Equity (2019)
6.93 mln EUR  (+195.52%)

Mobile Applications

Mobile Application: Paysera Mobile Wallet

 4.8, 233 Ratings

Paysera Mobile Wallet
Paysera Mobile Wallet
Paysera Mobile Wallet
Paysera Mobile Wallet
Paysera Mobile Wallet Supported Languages
ALAlbanian
AEArabic
BGBulgarian
GBEnglish
EEEstonian
FRFrench
DEGerman
LVLatvian
LTLithuanian
PLPolish
RORomanian
RURussian
ESSpanish

Mobile Application: Paysera Retailers

Paysera Retailers
Paysera Retailers
Paysera Retailers Supported Languages
BGBulgarian
GBEnglish
GEGeorgian
LVLatvian
LTLithuanian
PLPolish
RURussian
TRTurkish

Mobile Application: Paysera Tickets

Paysera Tickets
Paysera Tickets Supported Languages
GBEnglish

Company Details

Country of Registration
LTLithuania
Company Number
300060819
BIC
EVIULT21
Authorized By
Bank of Lithuania
Authorization Number
LB000251
Authorization Granted
27 September 2012
Authorized Activities
  • placing cash to a payment account
  • withdrawing cash from a payment account
  • execution of payment transactions on a payment account (not covered by a credit line)
  • execution of payment transactions on a payment account (using a credit line)
  • issuing payment instruments or acquiring payment transactions
  • money remittance
  • execution of payment transactions via telecoms, IT system or network operator
  • account information services

Paysera LT UAB is authorized by the Bank of Lithuania (authorization number LB000251) for placing cash to a payment account, withdrawing cash from a payment account, execution of payment transactions on a payment account (not covered by a credit line), execution of payment transactions on a payment account (using a credit line), issuing payment instruments or acquiring payment transactions, money remittance, execution of payment transactions via telecoms, IT system or network operator, account information services. The authorization was granted on 27 September 2012.

EEA Passport
Yes
Deposit Guarantee
No

Due to EEA passport rules Paysera LT UAB, can conduct its activities in any of the 31 EEA member states. Paysera LT UAB do not participate in deposit guarantee schemes.

Membership
SWIFT
SEPA

Paysera LT UAB is a SWIFT member and a SEPA (SCT, SCT Inst) scheme participant.

Visa

Paysera LT UAB is connected to Visa payment card scheme.

See Also

Contacts

Pilaitės ave. 16, 04352, Vilnius, Lithuania
+370 5 207 1558
Website Languages
GBEnglish
LTLithuanian
LVLatvian
PLPolish
BGBulgarian
ESSpanish

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