Paysera LT UAB

Trustpilot Rating
Reviews 690 | Excellent
 (4.5)
Business Focus
providing payment services at reasonable prices

Paysera LT UAB is an electronic money institution focused on providing payment services at reasonable prices. Paysera LT UAB offers virtual accounts with IBAN, international money transfers, SEPA payments, prepaid cards to individuals, businesses. Incorporated in Lithuania, Paysera LT UAB is authorized and regulated by the Bank of Lithuania.

Products
Services
  • international money transfers
  • SEPA payments
Clients
  • individuals
  • businesses
Card Providers
  • Visa

Personal Checking Account

Currency
EUR, USD, RUB
and 26 more
Payment Cards
physical
virtual
Personal IBAN
available (LT IBAN)
UK Account Number
not available
Customer Groups
all countries
Pricing Plans
single for all customers
Currency
Personal Checking Account is a multi-currency account, allowing the account holder to have funds in EUR, USD, RUB, DKK, PLN, NOK, SEK, CZK, AUD, CHF, JPY, CAD, HUF, RON, BGN, GEL, TRY, CNY, KZT, NZD, HKD, INR, ILS, MXN, ZAR, RSD, SGD, BYN, THB.
Payment Cards
Paysera Debit Card (Visa) can be ordered together with Personal Checking Account. Virtual cards are not available.
Personal IBAN
  • available for verified customers
  • appears automatically for EUR balances
IBAN Countries
Personal IBANs assigned to Personal Checking Account belong to Lithuania.
Personal IBAN vs EMI Banking Details
While Paysera uses an account holder's personal IBAN for some operations, Paysera's own banking details are used for the others.
Personal IBAN Operations
  • sending EUR to a SEPA country
  • receiving EUR from a SEPA country
EMI Banking Details Operations
  • receiving SWIFT transfers
  • sending SWIFT transfers
  • urgent SEPA transfers
  • other transfers
Pricing Plans
Personal Checking Account is offered with a single pricing plan for all customers.
  • Checking Account
  • offered to: all countries
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • SEPA Outgoing 0.00 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account

Opening Personal Account

1.
Provide your details online
2.
Upload your proof of identity
3.
Account is ready to use in a few minutes


See Also

Paysera Debit Cards

Card Type
debit
physical
Currency
single currency
EUR
Card Provider
Visa
Card Type
Paysera cards are debit cards, rather than prepaid cards.

Debit vs Prepaid Cards. Debit cards do not have a separate balance and are connected to an account or e-wallet. Such cards are are loaded automatically when the account/e-wallet is being topped up. Prepaid cards have a separate balance from an account or e-wallet. These cards have to be loaded manually, usually from the account/e-wallet.

Paysera cards are issued only as physical (plastic) cards and are delivered to the customer's address.
Currency
Paysera Debit Card is a single currency card, it can be issued in EUR only.
Customer Group
Paysera debit cards can be ordered by persons from 16 years of age, who are registered and identified in the Paysera system.
Up to 5 payment cards can be issued for one person.
Card Loading
When issuing a Paysera card, an additional IBAN account for card payments is opened. So, a Paysera card can be loaded the same way as a Paysera account with IBAN.
Card Security
3D Secure Payments. Paysera debit card is protected with 3D Secure technology, which gives the cardholder additional free protection when purchasing online.
Card Issuer
Contis Financial Services LTD
Card Fees and Limits
Paysera Debit Card
Monthly Fee0.45 EUR
ATM Withdrawal Fee (EU, in Euro)1.00 EUR
ATM Withdrawal (EU, not in Euro)1.00 EUR + 1.80 %
ATM Withdrawal (non EU, not in Euro)1.50 EUR + 1.80 %
POS Payment Fee (EU, in Euro)0.00 EUR
POS Payment Fee (EU, not in Euro)0.10 EUR + 0.70 %
POS Payment Fee (non EU, not in Euro)0.10 EUR + 1.20 %
Daily ATM Withdrawal Limit600 EUR
Maximum Balance10,000 EUR

See Also

Business Checking Account

Currency
EUR, USD, RUB
and 26 more
Payment Cards
physical
virtual
Personal IBAN
available (LT IBAN)
Customer Groups
SEPA based
non-SEPA based
international
Pricing Plans
SEPA
non-SEPA
International
Currency
Business Checking Account is a multi-currency account, allowing the account holder to have funds in EUR, USD, RUB, DKK, PLN, NOK, SEK, CZK, AUD, CHF, JPY, CAD, HUF, RON, BGN, GEL, TRY, CNY, KZT, NZD, HKD, INR, ILS, MXN, ZAR, RSD, SGD, BYN, THB.
Payment Cards
A payment card can be ordered together with Business Checking Account. Virtual cards are not available.
Personal IBAN
  • available for verified customers
  • appears automatically for EUR balances
IBAN Countries
Personal IBANs assigned to Business Checking Account belong to Lithuania.
Personal IBAN vs EMI Banking Details
While Paysera uses an account holder's personal IBAN for some operations, Paysera's own banking details are used for the others.
Personal IBAN Operations
  • sending EUR to a SEPA country
  • receiving EUR from a SEPA country
EMI Banking Details Operations
  • receiving SWIFT transfers
  • sending SWIFT transfers
  • urgent SEPA transfers
  • other transfers
Pricing Plans
Business Checking Account is offered with several pricing plans for different customer groups, namely SEPA, non-SEPA, International.
  • SEPA
  • offered to: SEPA based
  • Initial Fee 0.00 EUR
  • Monthly Fee 0.00 EUR
  • SEPA Outgoing 0.15 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account
  • non-SEPA
  • offered to: non-SEPA based
  • Initial Fee 10.00 EUR
  • Monthly Fee 1.00 EUR
  • SEPA Outgoing 0.50 EUR
  • SWIFT Outgoing 7.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account
  • International
  • offered to: international
  • Initial Fee 100.00 EUR
  • Monthly Fee 10.00 EUR
  • SEPA Outgoing 5.15 EUR
  • SWIFT Outgoing 37.00 EUR
  • Free transfers between Paysera users
  • Favourable exchange rates
  • Global local and international transfers
  • Instant transfers (SEPA Instant)
  • Open Account

See Also

Operations with Cryptocurrencies

No

Paysera do not conduct operations with cryptocurrencies.

See Also

Mobile Applications *)

Paysera Mobile Wallet
 5.0, 189 Ratings
Paysera Retailers
Paysera Tickets
Paysera Tickets

*) Based on the information from Apple App Store.

Company Details

Country of Registration
Lithuania
Company Number
300060819
BIC
EVIULT21
Authorized By
Bank of Lithuania
Authorization Number
LB000251
Authorization Granted
27 September 2012
Authorized Activities
  • placing cash to a payment account
  • withdrawing cash from a payment account
  • execution of payment transactions on a payment account (not covered by a credit line)
  • execution of payment transactions on a payment account (using a credit line)
  • issuing payment instruments or acquiring payment transactions
  • money remittance
  • execution of payment transactions via telecoms, IT system or network operator
  • account information services

Paysera LT UAB is authorized by the Bank of Lithuania (authorization number LB000251) for placing cash to a payment account, withdrawing cash from a payment account, execution of payment transactions on a payment account (not covered by a credit line), execution of payment transactions on a payment account (using a credit line), issuing payment instruments or acquiring payment transactions, money remittance, execution of payment transactions via telecoms, IT system or network operator, account information services. The authorization was granted on 27 September 2012.

EEA Passport
Yes
Deposit Guarantee
No

Due to EEA passport rules Paysera LT UAB, can conduct its activities in any of the 31 EEA member states. Paysera LT UAB do not participate in deposit guarantee schemes.

Membership
SWIFT
SEPA

Paysera LT UAB is a SWIFT member and a SEPA scheme participant.

Visa

Paysera LT UAB is connected to Visa payment card scheme.

See Also

Contacts

Menulio g. 7, 04326, Vilnius, Lithuania
+370 5 207 1558
Website Languages
English
Lithuanian
Latvian
Polish
Bulgarian
Spanish

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