Via Payments UAB is an electronic money institution focused on alternative banking and payment services. Via Payments UAB offers personal virtual accounts with IBAN, business virtual accounts with IBAN, prepaid cards, international transfers, currency exchange to individuals, businesses. Incorporated in Lithuania, Via Payments UAB is authorized and regulated by the Bank of Lithuania.
Personal Card (MasterCard) can be ordered together with Personal Account. Virtual cards are not available.
Personal Account is offered with a single pricing plan for all customers.
Via Payments cards are debit cards, rather than prepaid cards.
Debit vs Prepaid Cards. Debit cards do not have a separate balance and are connected to an account or e-wallet. Such cards are are loaded automatically when the account/e-wallet is being topped up. Prepaid cards have a separate balance from an account or e-wallet. These cards have to be loaded manually, usually from the account/e-wallet.Via Payments cards are issued only as physical (plastic) cards and are delivered to the customer's address.
Personal Card is a single currency card, it can be issued in EUR only.
|Card Issuing Fee||free||free|
|Card Delivery Fee||free||free|
|Card Payment Fee||free||free|
|ATM Withdrawal Fee||2.00% (min. 2.50 EUR)||2.00% (min. 2.50 EUR)|
|Currency Exchange Fee||MasterCard rate + 1.00 %||MasterCard rate + 1.00 %|
|Card Payments Limit||n/a||daily: 1,400 EUR|
monthly: 7,000 EUR
|ATM Withdrawal Limit||n/a||daily: 600 EUR|
monthly: 3,000 EUR
A payment card can be ordered together with Business Account. Virtual cards are not available.
Business Account is offered with a single pricing plan for all customers.
Via Payments do not conduct operations with cryptocurrencies.
Via Payments UAB is authorized by the Bank of Lithuania (authorization number LB000421) for placing cash to a payment account, withdrawing cash from a payment account, execution of payment transactions on a payment account (not covered by a credit line), execution of payment transactions on a payment account (using a credit line), issuing payment instruments or acquiring payment transactions. The authorization was granted on 10 October 2017.
Due to EEA passport rules Via Payments UAB, can conduct its activities in any of the 31 EEA member states. Via Payments UAB do not participate in deposit guarantee schemes.
Via Payments UAB is a SWIFT member and a SEPA (SCT) scheme participant.
Via Payments UAB is connected to MasterCard payment card scheme.